Insurance Excess
Standard Excess $1000
Drivers Under 21 $600
Drivers 21 - 25 years $400
Drivers with less than 2 years experience $400
Insurance – standard excess for a driver under 21 with less than 2 years on P1 or P2 will be $2,000.00 – they would require a list of passengers ages and if they are license holders.
License P1 or P2 –normal restrictions apply for P1 and P2 license holders - eg hours and number of passengers under 18 etc – a list of passengers names and ages are required for TBCC records. P1 restriction listed below.
NO DRIVING BETWEEN MIDNIGHT AND 5AM NIGHT DRIVING RESTRICTION
Applies to P1 licence holders and Learner motorcyclists under 25 from 28 July 2014. This includes anyone who has a P1 licence on 28 July 2014 and anyone who obtains a P1 licence on or after 28 July 2014.
If you hold a P1 licence subject to a curfew condition, on 28 July 2014, the curfew condition will be removed and you will be sent a replacement licence. You will be subject to the night driving restriction whilst you hold a P1 licence and you are aged under 25 years.
This rule does NOT apply to P2 licence holders or motorcyclists under 25 who hold a P2 licence or a full car licence.